Why must start from the goal? The analogy is like this. Imagine if by chance you have spare time on Sundays, and you want to spend it outdoors. Initially you still do not have a clear goal, that matters to you is to walk outside the home. So you get out of the house, drive your car without a definite direction. Well, in the middle of the street, suddenly your new kepikir, oh yes last week I would like to Mall A to buy something. But since you’ve spent a lot of time for a walk without a destination, especially if your position is now even further away from Mall A, you will need more time to get to the Mall A.
Another story from the beginning when you get into a car, you already have a goal. “I want to Mall A”. At that moment you will “plan” which is the fastest way to get to the Mall A. You will come to the Mall A lot faster than the previous story.
Similarly, the story with our finances. If from the beginning we have to determine what the hell we want to accomplish goals with the money we have, we can make an appropriate financial plan, implement it so that ultimately our goal can be achieved in a faster time.
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